Question 1

I know I have storm damage, how do I file a claim?

Accepted Answer

The first step is to call a professional roofer to get on the roof and check for damage and then contact your insurance company. Together, the roofing contractor and the insurance agent can help you with filing a claim and scheduling a repair or replacement.

Question 2

How does insurance define storm damage & storm insurance?

Accepted Answer

Typically, storm damage includes rain, hail, snow, and wind damage - but not flooding.

Question 3

Can storm damage impact my resale value?

Accepted Answer

Absolutely, a roof inspection is always part of the home buying/selling process. If there are repairs left undone, you will likely be required to fix them before you can sell your home.

Question 4

How long do I have to file a claim?

Accepted Answer

You may have up to one year from the date of the storm to file a claim. However, all policies are different, so it is important to call your insurance company, check your coverage, and not procrastinate repairs.